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PART 1
Item 1. Business....................................................................... 1
Item 2. Properties..................................................................... 26
Item 3. Legal Proceedings.............................................................. 26
Item 4. Submission of Matters to a Vote of Security Holders............................ 26
PART II
Item 5. Market for Registrant's Common Equity and Related Stockholder Matters.......... 27
Item 6. Selected Consolidated Financial Data .......................................... 27
Item 7. Management's Discussion and Analysis of Financial
Condition and Results of Operations............................................ 29
Item 7a. Quantitative and Qualitative Disclosure about Market Risk...................... 45
Item 8. Financial Statements and Supplementary Data.................................... 46
Item 9. Changes in and Disagreements with Accountants on
Accounting and Financial Disclosure............................................ 94
PART III
Item 10. Directors and Executive Officers of the Registrant............................. 94
Item 11. Executive Compensation......................................................... 94
Item 12. Security Ownership of Certain Beneficial Owners and Management................. 94
Item 13. Certain Relationships and Related Transactions................................. 94
Item 14. Controls and Procedures........................................................ 94
PART IV
Item 15. Exhibits, Financial Statement Schedules and Reports on Form 8-K................ 95
Signatures ................................................................................. 99
Certification of Principal Executive Officer................................................ 100
Certification of Principal Financial Officer................................................ 101